Your first spin, before any bonus shows
Bigger Bass Splash runs on 5 reels and 4 rows, and nobody can know in advance how often its bonus round will arrive. Each session is random. A quiet stretch can be followed by several Free Spins in a row, and the return of the game over many rounds says little about the next hour you play, whatever the RTP.
96.50 is the RTP listed for Bigger Bass Splash, but which version runs for you is shown only in the game rules. Open the rules before your first bet and check the version there, so you know what you are playing before you spin.
x5,000 of your bet is the ceiling of Bigger Bass Splash, and the ceiling is reached very rarely. Read it as an outer limit, and remember that each session depends on luck from the first spin to the last.